Recent headlines suggesting “$2,300 + $1,300 OAS–GIS in September 2025” are inaccurate. As of September 2025, the verifiable maximum monthly amounts are:
- Old Age Security (OAS): Up to $734.95 for ages 65–74 and $808.45 for ages 75+
- Guaranteed Income Supplement (GIS): Up to $1,097.75 for single low-income seniors
Therefore, seniors receiving both benefits could get up to $1,905 per month in total.
Payment Schedule for September 2025
All eligible recipients will have their combined OAS + GIS deposited on September 25, 2025, via direct deposit.
| Benefit | Monthly Maximum (Sept 2025) | Payment Date |
|---|---|---|
| OAS (65–74) | $734.95 | September 25 |
| OAS (75+) | $808.45 | September 25 |
| GIS (single) | $1,097.75 | September 25 |
| Combined Total | Up to $1,905 | September 2 |
Who Qualifies for OAS and GIS?
Old Age Security (OAS)
- Age 65 or older
- Must be a Canadian citizen or legal resident
- Must have lived in Canada for at least 10 years after turning 18 (40 years for full pension)
- Seniors aged 75+ automatically receive a 10% boost
Guaranteed Income Supplement (GIS)
- Must be an OAS recipient with low income
- Annual income thresholds vary by marital status, but singles can qualify with a net annual income under ~$22,272 to receive full GIS
Why the Correct Numbers Matter
- Practical Planning: Seniors can budget accurately when armed with verified benefit amounts—not inflated rumors.
- Cost-of-Living Indexed: OAS is adjusted quarterly and GIS recalculated annually based on income.
- Total Income Relief: Seniors could receive nearly $1,905 monthly, combining OAS and GIS, helping with essentials like groceries and rent.
Seniors across Canada will receive a critical financial boost on September 25, 2025, with total monthly payments of up to $1,905, combining OAS and GIS.
This accurate figure helps with financial planning amid rising living costs. Verify your eligibility, ensure your banking details are updated via your Service Canada account, and stay informed with trusted sources to make the most of these essential benefits.
FAQs
No—current verified amounts cap at $808.45 for OAS and $1,097.75 for GIS, totaling up to $1,905.
You must be 65+, have sufficient residency in Canada (10–40 years), and have low income to receive full GIS payments.